Once you select Willow Bend Mortgage to obtain your home loan, you’ll be amazed at how quickly and simply the mortgage process moves. Before you know it, you’ll have a mortgage that suits your lifestyle and saves you money.
Throughout the loan-application process, we provide you with automated and customizable communication options, including text or email alerts and milestone notifications. You can also email us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is only a phone call away.
Here’s an overview of the loan-application process:
Submit Documents > Appraisal & Approval > Underwriting > Closing
Submit Your Applications & Documents
Step one
Our application will guide you through all of the documents that you need to collect to begin the mortgage process. By using our application as your checklist, you’ll be able to submit items such as tax documents, proof of income, bank account information, and so on. Click here for a complete list.
Appraisal & Approval
Step two
At WBM, one of the ways we streamline the mortgage process is by partnering with a leading appraiser who can rush the appraisal process. (This step can be very time-consuming otherwise.) You will first receive a preliminary approval based on the initial information collected. Once the complete loan package is received, the underwriting process begins.
The Underwriting Process
Step three
Your loan’s underwriter (the lender) will review your application, the appraisal information and confirm that all necessary conditions have been met. At this point, the mortgage application process is complete and your loan is ready for closing.
Closing
Step four
We coordinate with the closing attorney to compile all of the required paperwork and confirm the amount of funding to be underwritten in the mortgage. We help make sure that this process goes as quickly and smoothly as possible, to get your funds fast. We then work with the escrow team and meet with you at their office to sign off on all of the paperwork.
Once everything is signed, the title agent hands you the keys to your new home!
Ready to Get Started?
Getting started is easy, whether you'd like to get pre-qualified or are ready to start an application. APPLY NOW through our WBM ApplicationTM or contact us to talk with one of our friendly mortgage experts. We're here to help and answer all of your questions.
Get Prequalified