

Israel Ramirez
Residential Mortgage Loan Originator | NMLS #252983
Way. Better. Mortgage.TM
Residential Mortgage Loan Originator | NMLS #252983
Way. Better. Mortgage.TM
With 24 years of experience in the mortgage industry, Israel is dedicated to helping individuals and families navigate the home loan process with confidence. A firm believer that customer service comes first, he takes a personalized approach to ensure each client gets the best financing solutions for their unique needs. Whether you’re a first-time homebuyer, refinancing, or investing in property, Israel is committed to making the process smooth, transparent, and stress-free.
A Georgetown resident for 20 years, Israel is passionate about faith, family, and helping customers achieve their homeownership dreams. As a devoted husband and father, he understands the importance of finding the perfect home for you and your loved ones.
Ready to take the next step in homeownership? Reach out to Israel for expert guidance and top-notch service.
We offer the best mortgage tools available on the Internet – easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan – with the best rates, terms and costs – to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.
Use this mortgage calculator to determine your monthly payment. Quickly see how much interest you could pay and your estimated principal balances. Enter prepayment amounts to calculate their impact on your mortgage.
How long will it take to break even on a mortgage refinance? Use the mortgage refinance calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. This calculator helps sort through the confusion and determine if refinancing your mortgage is a sound financial decision.
Getting started is easy, whether you'd like to get pre-qualified or are ready to start an application. APPLY NOW through our WBM ApplicationTM or contact us to talk with one of our friendly mortgage experts. We're here to help and answer all of your questions.
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